Your home is one of your most important investments. It is the place where memories are made, laughter is shared and comfort is found. It makes perfect sense that you would want to protect the time and money you’ve spent turning your house into a home with comprehensive homeowners insurance. W.J. Wheeler Insurance Agency understands that your home is more than just concrete, wood and paint—it is your energy, your good intentions and your hopes for your family’s future.


In general, a basic homeowners insurance policy will cover things like liability, structural damage due to fire and compensation for personal possessions lost. But what about the following?

  • Flood damage
  • Earthquake damage
  • Lost or stolen valuables
  • Pet liability

Each of these things requires supplemental policy options that may be a lot more financially reasonable than you would expect.

We also know that homes don’t always come in the form of a four-bedroom colonial; there are condos, apartments and mobile homes, too. As the saying goes, “Home is where the heart is.” Protect your home and protect your heart by finding the policy that best meets your needs:


Condominium Insurance

W.J. Wheeler Insurance Agency understands that the needs of a condo owner are unique; and, although your condo association dues cover the common areas, you need coverage for your unit.



Renters Insurance

Like homeowners insurance, renters insurance safeguards your personal property and provides liability coverage. **Note: Renters insurance is different from landlords insurance and rental property insurance.



Secondary-seasonal Home Insurance

Out of sight, but not out of mind. Your seasonal/vacation home needs a special policy for protection when you’re not there.



Mobile Home Insurance

Mobile homes cost less than regular homes, but that doesn’t mean they aren’t as valuable to their owners. Because they are constructed differently and often transportable, mobile homes require a specific type of coverage.


Whether your home is a seventh story condo near a ski resort a summer home on the lake, it’s worth safeguarding. Should disaster strike, you need to know that you can rebuild and recover your losses. No one can afford to go without the unequivocal peace of mind that comes with homeowners insurance.


Safeguarding your home can seem overwhelming, but we’re here to help! As a leading expert in protecting your best interests, we’ll guide you through the process and find the plan that’s right for you. Contact W.J. Wheeler Insurance Agency today at 207-743-8927, or fill out the form on this page and we’ll schedule a time to talk. Now is the time to take action to protect your home and your heart.