General Liability Insurance
Does your business have enough liability coverage?
Can your business ever have too much?
General liability provides peace of mind in two ways. If your business is sued or threatened with a suit, the insurance company will have an attorney on retainer, charged with defending you and the insurance company in the suit. Plus, your policy provides a "pot of money", which can be used to pay any judgment against you (up to limits of insurance, subject to policy conditions and exclusions).
It addresses accidents stemming from on-site mishaps, as well as any injuries or damages incurred as a result of using goods or services sold on-premises. In addition to the financial limits of the policy, it can be designed to cover supplemental payments for attorney fees, court costs and other expenses associated with a claim or the defense of a liability suit.
Your insurance agent can create a customized policy for you to include different types and amounts of coverage. The following coverage is often included in a general liability line:
Protection of your business’ property from:
- Fire
- Theft
- Vandalism
Claims due to:
- Bodily injury
- Property Damage
- Personal injury
- Advertising injury
You can learn more about general liability for businesses by speaking to one of our knowledgeable agents today…
Contact W.J. Wheeler for more general liability information now.
