HSA and delayed Medicare Enrollment
This is you:
- You have turned 65.
- You have delayed enrollment in Medicare because you are still working and eligible for health insurance from your employer and you judge that your employer’s plan offers better coverage for the money.
- Your health plan is compatible with a Health Savings Account, and you are making regular “triple-tax” advantaged contributions to your HSA. (Triple taxed advantaged because you don’t pay taxes on the contributions, the interest earned OR the withdrawals.)